Medicare Advantage (Part C)
Medicare Advantage plans are offered by private insurance companies approved by Medicare. These all-in-one plans combine Part A (hospital insurance) and Part B (medical insurance), and most include Part D (prescription drug coverage) as well.
Many Medicare Advantage plans also offer extra benefits not covered by Original Medicare, including:
- Dental, vision, and hearing coverage
- Prescription drug coverage
- Fitness programs and wellness benefits
- Transportation to medical appointments
- Over-the-counter allowances
We compare Medicare Advantage plans from carriers like UnitedHealthcare, Humana, Aetna, HealthSpring (Cigna), Anthem BCBS, Wellcare, and Devoted Health to find the plan that covers your doctors, medications, and preferred hospitals.
Medicare Supplements (Medigap)
Medicare Supplement plans — also called Medigap — help pay for costs that Original Medicare doesn't cover, such as copayments, coinsurance, and deductibles. If you want the freedom to see any doctor or specialist who accepts Medicare without referrals or network restrictions, a Medigap plan might be the right choice.
Key benefits of Medigap plans:
- No network restrictions — see any provider that accepts Medicare
- Predictable out-of-pocket costs
- Nationwide coverage — great for travelers
- Guaranteed renewable regardless of health changes
We help you compare standardized plan options (Plans A, F, G, N, and more) across carriers to find the right balance of coverage and premium for your situation.
Critical Illness & Hospital Indemnity
Even with Medicare, unexpected health events can lead to significant out-of-pocket costs. Critical illness and hospital indemnity plans provide a financial safety net by paying cash benefits directly to you when you experience a covered event.
Coverage includes:
- Hospital Indemnity — Cash payments for hospital stays to cover deductibles, meals, travel, and other expenses
- Cancer Coverage — Lump-sum or ongoing payments upon cancer diagnosis to help cover treatment costs
- Heart Attack & Stroke — Cash benefits to support recovery and cover expenses Medicare may not fully address
These plans work alongside your existing Medicare coverage to give you extra peace of mind. We'll help you understand your options from carriers like Heartland National and others.
